Insurance Guide
Articles on reading a policy, comparing covers and handling a claim.
EngineeringWhat Is Erection (EAR) Insurance?
Erection All Risks insurance protects a machine or plant from the moment it is unloaded at the erection site until commissioning, against any sudden cause not expressly excluded. A four-week testing period is included in the cover term as standard.
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Insurance GuideWhat Is Force Majeure in Turkish Insurance?
Force majeure describes an extraordinary event that makes performance impossible for reasons the debtor cannot be held responsible for. In insurance, however, the deciding question is not the label attached to the event but whether that peril is written into the policy as covered.
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EngineeringWhat Are the Types of Engineering Insurance?
Turkish engineering insurance rests on four sets of general conditions. The difference between them is the life stage of the plant, not the size of the cover.
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Marine and TransportTypes of Marine and Transit Insurance in Türkiye
Cargo, CMR carrier's liability, freight forwarder's liability and domestic carrier's liability policies answer different questions for different parties; none substitutes for another.
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Insurance GuideBuying Insurance Online in Türkiye: What to Check
Buying insurance online means dealing with a counterparty you cannot see. Turkish regulation fills that gap with concrete duties on the agency and the insurer, and this article turns those duties into a checklist you can run before you pay.
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Home and BusinessWhat Is Common Areas Insurance in Türkiye?
Common areas insurance is not one standard policy but a stack of them. Turkish condominium law sets the duties; the general conditions set the limits.
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Insurance GuideWhat Is an Insurance Policy and How Is It Issued?
A policy is the document evidencing an insurance contract. How soon it must be delivered, what it must contain and which text prevails if it diverges from the proposal are all settled by the Turkish Commercial Code.
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Insurance GuideWhat Is Market Value (Rayiç Bedel) in Turkish Insurance?
Rayiç bedel — market value — is the indemnity value of the insured item at the moment of loss. It is not the only measure in a Turkish policy: reinstatement value, agreed value and the square-metre basis used by DASK each produce a different figure.
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HealthWhat Is Travel Health Insurance in Türkiye?
Travel health insurance covers accidents and sudden illness during a trip. In Türkiye the policy period is tied to the passport-stamped border crossing, the minimum covers are set by the published general conditions, and the sums insured are stated in the policy itself.
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