Home and Business Insurance
Package cover for your home and business, including sector-specific business packages.
What Is Home Package Insurance?
Home insurance is a broad cover protecting your home, and optionally its contents, against fire, water damage, theft, storm, flood and many similar risks.
Unlike DASK, home insurance offers a wider set of covers and helps owners and tenants alike reduce the financial loss unexpected damage can cause. The scope can be tailored with different covers according to the property and your own needs.
What Is Compulsory Earthquake Insurance (DASK)?
DASK (Compulsory Earthquake Insurance) is a mandatory cover that protects, within the policy limits, the material damage buildings may suffer from an earthquake and from the fire, explosion, tsunami and landslide that follow one.
DASK covers the structural parts of the building; household contents and other additional risks fall outside its scope. For wider protection, home insurance can be taken out alongside DASK.
What Is SME Business Package Insurance?
SME Business Package Insurance is a comprehensive business cover protecting small and medium-sized enterprises against fire, theft, water damage, storm, natural disasters and similar risks.
Depending on the policy, the business premises, fixtures, machinery, electronic equipment, stock and liability towards third parties can also be covered. Because it can be tailored to the sector and needs of the business, SME insurance helps reduce the financial loss that unexpected damage can cause.
What Is Common Areas Insurance?
Common Areas Insurance protects the shared areas of apartment blocks and gated communities against fire, water damage, storm, theft and similar risks.
Stairwells, lifts, car parks, roofs, gardens, social facilities and shared installations can be covered under the policy. It helps building and site management provide financial security against the high costs unexpected damage can create.
Get a Quote for This Product
Let us talk about which cover fits you, and prepare a comparative quote from the companies we broker for.
