Home and Business
Articles on reading a policy, comparing covers and handling a claim.
Home and BusinessBuilding Completion Insurance in Türkiye: What It Is and Who It Protects
Bina tamamlama sigortası, or building completion insurance, is a surety product: the developer takes out the policy and the buyer benefits from it. Protection sits in the guarantee certificate issued in the buyer's name, not in the policy.
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Home and BusinessWhat Is Glass Breakage Insurance?
Glass breakage cover in Türkiye runs on its own wording, in force since 1976, and protects a narrower field than most people assume. Here is how to tell which policy a broken pane belongs to.
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Home and BusinessWhat Is DASK and What Does It Cover?
DASK is the name of an institution; the policy itself is called Compulsory Earthquake Insurance. Cover is confined to the structural parts of the building, leaving contents and indirect losses outside.
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Home and BusinessAfter an Earthquake in Türkiye: DASK, Home and Motor Policies
An earthquake opens separate files for the building, the contents and the car, each with its own counterparty and notification deadline. Compulsory Earthquake Insurance allows fifteen business days; kasko allows five.
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Home and BusinessWhat Is Commercial Property Insurance in Türkiye?
In Türkiye a business policy is not a single legal product. It is a package built on the Fire Insurance General Conditions, with theft, glass and machinery covers bolted on. Here is what is automatic and what must be written in.
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Home and BusinessWhat Is Business Interruption Insurance?
A fire policy pays for physical damage; it does not pay the gross profit lost while the business is shut. Loss of profits cover fills that gap, but it is tightly bound to the fire policy behind it.
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Home and BusinessWhat Is Common Areas Insurance in Türkiye?
Common areas insurance is not one standard policy but a stack of them. Turkish condominium law sets the duties; the general conditions set the limits.
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