Motor Insurance
From compulsory traffic cover to comprehensive motor, electric vehicles and caravans.
What Is Compulsory Motor Third Party Liability Insurance?
Compulsory traffic insurance covers, within the policy limits, the material and bodily damage a motor vehicle may cause to third parties in traffic. Every owner of a motor vehicle used on the road in Türkiye is legally required to hold it.
It responds to the other party's vehicle damage and bodily injury after an accident. Policies normally run for one year and must be renewed before they expire.
What Is Comprehensive Motor (Kasko) Insurance?
Comprehensive motor insurance is an optional cover that protects your own vehicle against traffic accidents, collision, impact, fire, theft and similar risks. It gives the owner financial protection against the high repair costs and material losses unexpected damage can bring.
A kasko policy can be extended with different covers according to the vehicle's specification, how it is used and your own needs. That way you protect both the value of your vehicle and yourself against a wider range of risks.
What Is Electric Vehicle Comprehensive Cover?
Electric vehicle comprehensive cover is a specialised kasko product protecting electric cars against traffic accidents, collision, theft, fire and similar risks. Depending on the policy, the battery, charging equipment, electric motor and electronic systems can also be covered on top of the standard kasko protection.
Because electric vehicles carry high-technology components with correspondingly high repair costs, a comprehensive electric vehicle policy matched to your needs offers meaningful financial protection against possible material loss.
What Is Caravan Comprehensive Cover?
Caravan comprehensive cover protects motorhomes and towed caravans against accident, collision, theft, fire and similar risks. Depending on the policy, fixed fittings, special equipment and additional accessories can be included in the cover.
Because caravans carry high-value equipment and fittings, a caravan kasko policy suited to your needs provides broad financial protection against possible damage and material loss.
What Is Excess Third Party Liability (İMM) Insurance?
Excess Third Party Liability (İMM) insurance covers, within the limits stated in the policy, the portion of material and bodily damage caused to third parties in a traffic accident that exceeds the limits of compulsory traffic insurance.
Especially where high-value vehicles or serious bodily injury are involved, İMM reduces the heavy compensation burden a vehicle owner may face and provides broader financial protection.
What Is Fleet Comprehensive Motor Insurance?
Fleet comprehensive motor insurance brings several vehicles belonging to one business under a single insurance programme, protecting them against accident, collision, theft, fire and similar risks.
Fleet kasko makes it easier to manage vehicle risk centrally and can be arranged with dedicated covers and limits according to the number of vehicles, how they are used and the needs of the business. Businesses can therefore protect their fleets against possible damage and high repair costs.
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Let us talk about which cover fits you, and prepare a comparative quote from the companies we broker for.
